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RMD rules affect how and when you withdraw from retirement accounts—and come with steep penalties if mishandled. Learn how to stay compliant and aligned with your estate plan. 🧭 Understanding Required Minimum Distributions (RMDs) If you own a traditional IRA, 401(k), or other tax-deferred retirement account, the IRS will eventually require you to withdraw a minimum amount each year—called a Required Minimum Distribution (RMD) . Recent changes in federal law have updated the

Learn how spousal transfers can protect your home and savings when one spouse needs Medicaid. No lookback, no penalty—just smart planning...

Leaving U.S. property to children who are not U.S. citizens can trigger FIRPTA withholding and cross-border tax issues. Learn why...

If you're planning for long-term care, you may be wondering whether an annuity  can be transferred to a Medicaid Asset Protection Trust...

Green card holders and dual citizens face unique estate tax rules. Learn how to plan effectively and avoid common pitfalls. Many...

Crummey powers allow gifts to an irrevocable life insurance trust (ILIT) to qualify for the annual gift tax exclusion. Learn how they...

Adding a child to your home title may seem like a simple estate plan, but it can cause tax, Medicaid, and legal issues. Learn the pros...

Choosing a guardian ensures your children are cared for if the unexpected happens. Learn how to legally appoint a guardian in New York....

From email and social media to cryptocurrency, digital assets are often overlooked in estate plans. Learn how to include them and why it...

Online templates may seem easy, but DIY estate planning can lead to costly mistakes. Learn the most common errors and how to avoid them....

Thinking of leaving property to your kids jointly? Learn why shared ownership often leads to family disputes and how to avoid common...

Marriage, divorce, or the birth of a child? Learn when and why to update your estate plan to reflect life changes and protect your loved...

A trustee plays a critical role in managing your trust. Learn what trustees do, their legal responsibilities, and how to choose the right...

Disputes among heirs are common. Learn how clear, proactive estate planning can help prevent family conflict and protect your legacy....

Non-resident aliens with U.S. assets may face significant estate tax exposure. Learn how proper planning can reduce U.S. estate tax...

Without a power of attorney or health care proxy, your loved ones may face court proceedings to make decisions on your behalf. Learn how...

Even with a living trust, a will still plays a key role in your estate plan. Learn why New Yorkers should have both for complete...

Own property outside New York? Learn how to handle out-of-state real estate in your estate plan and avoid multiple probate proceedings....

If you own a small business in New York, your estate plan must do more than protect your personal assets—it should also secure the future...

If you have a loved one with special needs, it’s important to plan ahead so that they can receive financial support without losing access...